Our consumer loan program is as easy as they come. With our master agreement, you sign a credit agreement once and it covers all of your loans from us now and in the future. This means when you need a loan, all you need to do is call, or better yet, apply online. Since there are no documents to sign, we can review your request and disburse the funds faster.

Vehicle/Secured Loans
 
No matter what kind of vehicle you want to buy, talk to us first. CAACU offers low rate loans on new and used cars, trucks and sport utility vehicles.
  • 100% financing for most vehicles
  • Flexible terms
  • Competitive rates
  • Credit Life and Disability insurance option
  • Auto warranty program that will save you hundreds of dollars

Savings and Certificate Secured Loans

You may use your savings or certificates on deposit with us to secure a loan at very low rates. This is perfect if you don't want to break a certificate or simply wish to keep your deposit intact.

Signature and Line of Credit Loans

The variable rate line of credit is our most versatile loan and can be used for any purpose including overdraft protection. If you would prefer a fixed rate, we also offer a fixed rate signature loan.

Real Estate/Home Equity Loans
 
Use the equity you've built in your home for the cash you need, when you need it! In many cases, the interest is tax deductible!
Variable Rate Home Equity Line of Credit
  • Flexible terms
  • Borrow up to 100% of your home's value
  • Competitive rate
  • Payment based on outstanding balance
  • Access by check, phone or online banking

Fixed Rate Home Equity Loan

  • Flexible terms
  • Borrow up to 100% of your home's value
  • Competitive rate
  • Fixed Payment

CU Companies

CAACU is now a member/owner of CU Companies, a Credit Union Service Organization that provides first mortgages for members looking to purchase a home or refinance their existing mortgage.  CU Mortgage Services has a variety of options available to you in order to make your home purchase or refinance easy and affordable.  Apply online by clicking the Home Loan Express link below, or call CU Mortgage Services at 651-631-3111.  Toll-free, call 800-766-5626.

Home Loan Express

 

 
 
 
 
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